:root{--navy:#123b5d;--blue:#1769aa;--teal:#187d7d;--gold:#f2b84b;--ink:#243746;--muted:#5e7180;--bg:#f5f8fa;--white:#fff;--line:#dbe5eb;--focus:#ffbf47}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);line-height:1.65;background:var(--white)}
a{color:var(--blue)}a:focus,button:focus{outline:3px solid var(--focus);outline-offset:2px}
.container{width:min(1120px,92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;padding:8px 0}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{display:flex;align-items:center;justify-content:space-between;gap:25px;min-height:78px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--navy);font-weight:800}.brand img{width:72px;height:48px;object-fit:contain;background:#eef3f6;border-radius:8px}.brand span{font-size:1.05rem;line-height:1.15}.brand small{display:block;font-weight:500;color:var(--muted);font-size:.76rem;margin-top:3px}
nav ul{display:flex;gap:4px;list-style:none;padding:0;margin:0;flex-wrap:wrap;justify-content:flex-end}nav a{display:block;padding:10px 12px;text-decoration:none;color:var(--ink);font-weight:650;border-radius:7px}nav a:hover,nav a.active{background:#eaf3f8;color:var(--navy)}
.hero{background:linear-gradient(135deg,#eaf5f7,#f7fbfc);padding:76px 0}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--teal);font-size:.82rem}.hero h1{font-size:clamp(2.2rem,5vw,4.3rem);line-height:1.05;margin:12px 0 20px;color:var(--navy)}.hero p{font-size:1.16rem;color:var(--muted);max-width:680px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;border-radius:8px;padding:12px 18px;text-decoration:none;font-weight:800;border:2px solid var(--blue)}.btn.primary{background:var(--blue);color:#fff}.btn.secondary{background:#fff;color:var(--blue)}
.logo-placeholder{background:#fff;border:2px dashed #b7cbd7;border-radius:18px;padding:22px;box-shadow:0 15px 40px #123b5d14}.logo-placeholder img{display:block;width:100%;height:auto}.caption{font-size:.82rem;color:var(--muted);margin:10px 2px 0}
section{padding:68px 0}.section-alt{background:var(--bg)}h2{font-size:2rem;line-height:1.15;color:var(--navy);margin:0 0 16px}h3{color:var(--navy);margin-top:0}.lead{font-size:1.08rem;color:var(--muted);max-width:800px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px;box-shadow:0 6px 20px #123b5d08}.card a{text-decoration:none;font-weight:800}.icon{font-size:1.7rem;margin-bottom:8px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:30px}.step{border-top:4px solid var(--teal);background:#fff;padding:20px;border-radius:0 0 10px 10px;border-left:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.num{font-size:1.8rem;font-weight:900;color:var(--teal)}
.callout{background:var(--navy);color:#fff;border-radius:16px;padding:32px}.callout h2,.callout h3{color:#fff}.callout a{color:#fff}.notice{border-left:5px solid var(--gold);background:#fff8e8;padding:18px 20px;margin:24px 0;border-radius:6px}
table{width:100%;border-collapse:collapse;margin:24px 0;background:#fff}th,td{text-align:left;padding:13px;border-bottom:1px solid var(--line)}th{background:#eef5f8;color:var(--navy)}
details{border:1px solid var(--line);border-radius:8px;padding:16px 18px;margin:10px 0;background:#fff}summary{font-weight:800;color:var(--navy);cursor:pointer}
.page-hero{background:var(--navy);color:#fff;padding:55px 0}.page-hero h1{font-size:clamp(2rem,4vw,3.2rem);margin:0 0 8px}.page-hero p{margin:0;max-width:800px;color:#dceaf2}
.resource-list{display:grid;gap:12px;margin-top:25px}.resource{border:1px solid var(--line);border-radius:10px;padding:18px 20px}.resource strong{display:block;color:var(--navy)}
footer{background:#102f49;color:#d8e5ed;padding:42px 0 20px;margin-top:40px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer-grid h3{color:#fff}.footer-grid a{color:#d8e5ed}.copyright{border-top:1px solid #35546a;margin-top:28px;padding-top:18px;font-size:.88rem}
.breadcrumb{font-size:.9rem;margin:18px 0}.breadcrumb a{color:inherit}
@media(max-width:850px){.hero-grid,.cards,.steps,.footer-grid{grid-template-columns:1fr 1fr}.nav{align-items:flex-start;padding:14px 0}.brand{flex:1}nav ul{justify-content:flex-start}}
@media(max-width:620px){.hero-grid,.cards,.steps,.footer-grid{grid-template-columns:1fr}.topbar .container{display:block}.hero{padding:50px 0}section{padding:50px 0}.brand img{width:60px;height:40px}}